Resources to guide your finaning journey

We believe in providing more than just financial services; we’re here to offer guidance, education, and support as you navigate through your financial landscape. Our Resources page is a testament to our commitment to your financial empowerment. Dive in and discover the tools and information that will help you achieve financial clarity and success.

Cracking the Code: What Does A Lender Look At When Assessing a Loan Application

Cracking the Code: What Does A Lender Look At When Assessing a Loan Application

Lenders don’t lend money to inanimate objects or corporate entities, even if this is the ‘applicant’ on the application; lenders lend to people, whether they’re employees, business owners or company directors.

A lender wants to know more about the people, the owner(s) and the director(s) than just the financial numbers.

A Guide to Property Loans for Self-Employed Borrowers

A Guide to Property Loans for Self-Employed Borrowers

Are you a self-employed borrower looking for a loan to buy a property? If so, you’re probably well aware that there can be a lot more hoops to jump through to get a loan than if you had a job, which could make the process tedious.   There are however a larger range of...

Understanding the Five C’s of Lending

Understanding the Five C’s of Lending

Lending is an important part of the financial industry, and for a lender to make informed decisions about lending money, they need to consider certain factors. These factors are collectively known as the “Five C’s of Lending”. The Five C’s of Lending are Character, Capital, Capacity, Collateral, and Conditions. In this article, we will discuss each of these five C’s in detail and their importance in lending.

Take the ‘Mis’ out of Misunderstanding

We understand you seek clear, straightforward communication.  We want you want to navigate your finance needs without getting lost in technical jargon.