Empowering your investment future with tailored financial solutions

Our commitment is to provide you with the financial leverage needed to capitalise on investment opportunities, grow your portfolio, and achieve your long-term wealth creation goals. Understanding the role that the right investment loan plays in maximising your returns, we are here to guide you through the myriad of options available, ensuring that your financing choice aligns perfectly with your investment strategy.

Home Loans

Refinancing

‘Alt Doc’ Loans

Pre Approval

Expert loan advice tailored to your needs

From fixed-rate mortgages to adjustable-rate options, from refinancing solutions to home equity lines of credit, we cover the entire spectrum

Simplified loan application processes for hassle-free financing

We’re not just loan providers, we’re your partners in success. We take the time to understand your vision, assess your financial landscape, and recommend loan solutions that not only meet your current needs but also propel you towards future prosperity.

Whether you’re a seasoned investor looking to expand your portfolio or a newcomer eager to make your first investment, our expert guidance and personalized service will ensure that your investment loan serves as a powerful tool in your wealth-building arsenal.

Purchase an investment property

Home Loans

Is it one of your goals and dreams to purchase your first investment property or grow your existing portfolio? Financing the purchase is a key step, and understanding your options can make all the difference.

There’s so many things to consider in a loan like the interest rate, fees, repayment flexibility, and loan features. It’s also important to factor in potential changes in interest rates and how they may affect your repayments.

Your Finance Angel likes to work with you and your financial team to make sure the loan matches your accountant and financial planners recommendations.

Alt Doc Loans

'Alt Doc' Loans

The Self-employed often face challenges when applying for traditional loans due to their income documentation. They have the income coming in but can’t provide the usual documentation a lender needs to support this.

Alt doc loans provide an alternative option for these borrowers to access financing, with more flexible income documentation options than that of traditional loans.

These loans generally require less paperwork and have a quicker approval process, making them ideal for borrowers looking to purchase or refinance property without the typical income documentation.

Alt Doc loans can be used to finance and / or refinance properties, providing self-employed investors with opportunities to grow their property portfolio.

Refinance an investment property

Refinancing

Refinancing an investment property can be a strategic move for property investors looking to improve their financial position. One of the main benefits is the potential to lower the interest rate, which can lead to reducing the repayments and increased cash flow.

Refinancing also allows access to the increase in the property’s value which can be used for renovations, or deposits for more properties.

In the process of refinancing the loan terms can be changed and/or extended which can also potentially lower the repayments. Overall, refinancing can be a valuable tool for property investors seeking to improve their financial flexibility and optimize their investment portfolio.

Pre-Approval

Pre-Approval

Getting pre-approved for a loan before purchasing an investment property offers many benefits. It gives you clarity and helps you set a realistic financial framework that allows you to focus your property search on properties within your financial reach.

Knowing your budget increases your confidence when making offers because you know you have the financial backing to proceed with the purchase.

A pre-approval also gives you a competitive advantage, because agents and sellers often prefer working with pre-approved buyers, viewing them as more serious purchasers because they know they’ve got access to the funds to close.

As a result, a Pre-Approval gives you better negotiating power which can mean you might get better terms which can also speed up the closing process.

 

Take the ‘Mis’ out of Misunderstanding

We understand you seek clear, straightforward communication.  We want you want to navigate your finance needs without getting lost in technical jargon.