Resources to guide your finaning journey
We believe in providing more than just financial services; we’re here to offer guidance, education, and support as you navigate through your financial landscape. Our Resources page is a testament to our commitment to your financial empowerment. Dive in and discover the tools and information that will help you achieve financial clarity and success.
Cracking The Code: What Lenders Look For In Your Capacity To Repay A Loan
The next thing to discuss is right up there when it comes to getting your loan approved and that’s your Capacity to repay the debt.
The bottom line when we’re giving credit ourselves, whether we’re lending to a friend or family member as individuals or to a customer as a business owner, we want to know that we’re going to get that money back.
Cracking the Code: What Does A Lender Look At When Assessing a Loan Application
Lenders don’t lend money to inanimate objects or corporate entities, even if this is the ‘applicant’ on the application; lenders lend to people, whether they’re employees, business owners or company directors.
A lender wants to know more about the people, the owner(s) and the director(s) than just the financial numbers.
Cracking The Code: What Lenders Really Look For In Your Credit Score
There’s a lot of things lenders look at when they’re considering whether or not to approve a loan application.
Unlock Hidden Wealth: Leverage Your Mortgage Like a Savvy Investor (Even if you’re Self-Employed!)
Buying property as a self-employed investor unlocks doors, but let’s face it, traditional mortgages rarely consider your hustle’s potential. Are you frustrated by navigating complex applications and limited options? If so, you’re not alone.
Understanding the Five C’s of Lending
Lending is an important part of the financial industry, and for a lender to make informed decisions about lending money, they need to consider certain factors. These factors are collectively known as the “Five C’s of Lending”. The Five C’s of Lending are Character, Capital, Capacity, Collateral, and Conditions. In this article, we will discuss each of these five C’s in detail and their importance in lending.
Take the ‘Mis’ out of Misunderstanding
We understand you seek clear, straightforward communication. We want you want to navigate your finance needs without getting lost in technical jargon.
