by Leanne Watson | May 17, 2025 | Residential
If you’ve got a mortgage and you’re not using an offset account, it might be time for a little financial enlightenment. Many Australians don’t fully understand how powerful an offset account can be when paired with their home loan, and banks aren’t always rushing to...
by Leanne Watson | Apr 1, 2025 | Residential, Self Employed
Are you a self-employed borrower looking for a loan to buy a property? If so, you’re probably well aware that there can be a lot more hoops to jump through to get a loan than if you had a job, which could make the process tedious. There are however a larger range of...
by Leanne Watson | Dec 8, 2024 | Residential, Self Employed
If so, you may be wondering how to make it happen—especially if your bank has already said no. Getting a home loan as a self-employed person can feel more challenging than for someone on a salary, but it’s far from impossible. With the right strategy, preparation, and...
by Leanne Watson | May 1, 2024 | Business, Commerical, Investing, Residential, Self Employed
So, we’ve talked about Capacity in relation to those people who have a ‘job’. When it comes to the ‘Self-Employed’, whether you’re a sole trader or you operate your business as a partnership, a company or a trust, it’s a whole other ball game. When you’re employed by...
by Leanne Watson | Apr 30, 2024 | Business, Commerical, Consumer, Investing, Residential
So, we’ve talked about Credit Rating and Character in relation to loan approval. The next thing to discuss is right up there when it comes to getting your loan approved and that’s your Capacity to repay the debt. The bottom line when we’re giving credit ourselves,...
by Leanne Watson | Apr 29, 2024 | Business, Commerical, Consumer, Investing, Residential, Self Employed
In the last post we looked at Credit Score as the aspect of character most lenders look at first when a finance application is submitted. Therefore, to round the topic off, in this post we’ll look at the broader aspects of Character and the different things lenders...
