by Leanne Watson | Sep 10, 2026 | Consumer, Commerical, Investing, Self Employed
Most people speak to a mortgage broker when something is happening. They’ve found a property they’d like to buy, they’re thinking about refinancing, they want to access equity for another purchase, their business is growing and they need finance, or an opportunity...
by Leanne Watson | Aug 13, 2026 | Business, Consumer
When it comes to financing your next high-value development project, selecting the right loan is critical for maximising profits and minimising risk. With a range of options available, such as mezzanine finance and construction loans, understanding the key differences...
by Leanne Watson | Apr 9, 2026 | Business, Commerical, Consumer
These days, many of us are craving clarity and a sense of control. We want things to feel organised, intentional and calm, especially when it comes to money. Yet one of the most overlooked areas of personal and business finance is loan structure. Not the interest...
by Leanne Watson | Apr 30, 2024 | Consumer, Business, Commerical, Investing, Residential
So, we’ve talked about Credit Rating and Character in relation to loan approval. The next thing to discuss is right up there when it comes to getting your loan approved and that’s your Capacity to repay the debt. What Is Loan Repayment Capacity? The bottom line when...
by Leanne Watson | Apr 29, 2024 | Consumer, Business, Commerical, Investing, Residential, Self Employed
In the last post we looked at Credit Score as the aspect of character most lenders look at first when a finance application is submitted. Therefore, to round the topic off, in this post we’ll look at the broader aspects of Character and the different things lenders...
by Leanne Watson | Apr 28, 2024 | Residential, Business, Commerical, Consumer, Investing, Self Employed
There’s a lot of things lenders look at when they’re considering whether or not to approve a loan application. Not many people realise that, like all businesses, lenders have their niche or target market and as a by-product of that, they develop their credit policy to...