by Leanne Watson | May 20, 2024 | Business, Commerical, Self Employed
As we approach the End of Financial Year (EOFY), it’s a good time for business owners to explore strategies that can propel their businesses forward in the next financial year. A strategy that can significantly impact your EOFY performance is leveraging unsecured cash...
by Leanne Watson | May 18, 2024 | Business, Commerical, Self Employed
OPM, or Other People’s Money, refers to the practice of using borrowed funds to invest in and grow your business. The concept is rooted in the idea that you don’t always need to use your own capital to finance your business ventures. Generally speaking...
by Leanne Watson | May 5, 2024 | Business, Commerical, Investing, Self Employed
As the end of the financial year (EOFY) approaches, many businesses are gearing up for the annual sales rush. One often overlooked aspect of EOFY planning is understanding the various finance options available. Having an understanding of the various finance options...
by Leanne Watson | May 1, 2024 | Business, Commerical, Investing, Residential, Self Employed
So, we’ve talked about Capacity in relation to those people who have a ‘job’. When it comes to the ‘Self-Employed’, whether you’re a sole trader or you operate your business as a partnership, a company or a trust, it’s a whole other ball game. When you’re employed by...
by Leanne Watson | Apr 29, 2024 | Business, Commerical, Consumer, Investing, Residential, Self Employed
In the last post we looked at Credit Score as the aspect of character most lenders look at first when a finance application is submitted. Therefore, to round the topic off, in this post we’ll look at the broader aspects of Character and the different things lenders...
by Leanne Watson | Apr 28, 2024 | Business, Commerical, Consumer, Investing, Residential, Self Employed
There’s a lot of things lenders look at when they’re considering whether or not to approve a loan application. Not many people realise that, like all businesses, lenders have their niche or target market and as a by-product of that, they develop their credit policy to...
